The New Normal: Unknown Risks Take Center Stage
One of the most challenging responsibilities that executives of financial institutions face is that of managing risk in a prudent but profitable way.
Understanding Members’ Struggles to Make Better Collection Decisions
After months of uncertain stalemate, we seem to be entering a new phase in the COVID-19 pandemic. It’s not over by any means…
Leverage Alternative Credit Data During the COVID-19 Crisis!
Due to the economic impacts created by COVID-19, many credit union members are suffering financially, not because they…
The New Year Is for Planning
Is it just me, or does everyone love that feeling of a fresh, new planner to kick off a new year? Sitting down (preferably with a new pen…
4 Data Science Strategies for the Biden Era
Data can be a source of comfort and confidence as the pandemic rages on and the Trump Administration comes to a close.
Data Can Calm Your Election Day Jitters
As they approach an era of uncertainty, CU leaders should remember two things: Don’t hold back, and work with the facts.
Got NAICS Coded Member Employment Data?
As our economy enters the Fall, after 6+ months of turmoil created by the COVID-19 crisis, everyone with loan portfolios is still…
Without These Data Points, Your Predictive Risk Modeling Will Fail
When a new economic threat emerges, traditional risk models that focus on historical data and aggregated risk models lose…
Credit Unions Under $1 Billion in Assets Hit Hardest by the Pandemic
Following the release of the NCUA’s Q2 2020 Credit Union Performance Data, the findings were not surprising: slowed membership…
Sizing the Impact of Potential Portfolio Loss Due to COVID-19
Sizing the expected loss due to the impacts of COVID-19 is challenging for 3 reasons: 1. Prior to the crisis, there was an existing pool of…
The Lifeline Financial Institutions Need Amid COVID-19 Crisis
When COVID-19 made its entrance into the United States, there were many experts that predicted health and economic turmoil…
Portfolio Management – “On the Firing Line”
The coronavirus pandemic has already created tremendous stress for the health and financial stability of U.S. households…
